Decentralized finance has ceased to be just an experiment — it is undergoing a real test of time. Each project in the DeFi ecosystem today is evaluated based on its liquidity, transparency, and real use cases. Platforms working with ETH/USDT pairs show that users value stability combined with high returns. However, DeFi is not only about profit but also about risks: from smart contract vulnerabilities to market volatility. That is why informed analysis and selection of protocols become key. Blockchain technologies allow for the creation of open and honest financial systems, but the final 'assessment' of DeFi depends on how responsible we will be as users.
