Huma Finance Your Future Earnings Instant
Cash Facility
Most crypto loans require you to lock up
tokens first. But what if your biggest asset
isn’t crypto sitting in your wallet it’s the
paycheck, invoice, or payment you’re
expecting soon?
Huma Finance entered to Solve.
They’re creating the world’s first PayFi
network letting you borrow against money
you will earn, not just what you already have.
Whether it’s your salary, client invoices, or
remittances from abroad, Huma unlocks that
future income for you today.
A Time-Value-of-Money (TVM) model that
looks at your cash flow history, figures out a
safe loan amount, and instantly offers you
70–90% of that expected income through
smart contracts.
No credit checks.
No need to sell crypto.
No piles of paperwork.
Why it matters:
Opens credit for freelancers, small
businesses, and everyday people without big
assets.
Delivers cash faster and fairer , no heavy
bank fees.
Brings real-world income flows into DeFi.
Makes lending transparent, borderless, and
accessible.
With Huma Finance, your future income isn’t just waiting — it’s working for you.
This isn’t just DeFi. It’s a new financial system giving millions excluded by banks the credit they deserve.