@Huma Finance 🟣 is building the world’s first PayFi network, merging payments and financing to unlock real-world income-based credit on-chain. Unlike traditional crypto lending, Huma lets users borrow against future income streams — such as salaries, invoices, or remittances — using its advanced Time-Value-of-Money (TVM) model.
By analyzing cash-flow patterns, Huma enables instant, uncollateralized lending, offering 70–90% of expected future revenue directly through secure smart contracts. This innovation empowers individuals and businesses to access liquidity without selling assets, making financial inclusion a reality for millions.
With #HumaFinance $HUMA the future of credit is decentralized, efficient, and built for the real economy.
