**XRP Coin: Key Points & Predictions**
- **Fast & Low-Cost:** XRP enables near-instant, low-fee cross-border payments.
- **Bank & Institutional Adoption:** Used by RippleNet partners like Santander and Bank of America.
- **Legal Clarity:** SEC case resolution removes uncertainty, boosting investor confidence.
- **Growing Utility:** Increasing use in liquidity solutions and CBDC projects.
**Prediction:** If adoption rises and crypto market recovers, XRP could hit **$2–$5** in the next bull run. Strong fundamentals + partnerships make it a solid long-term hold. �