XRP currently trades around $3.25 USD, with intraday swings between $3.16 and $3.27 . Following the resolution of its legal battle with the SEC, XRP has seen a strong rally, up 384% year-over-year, now reaching a $190B+ market cap . Meanwhile, BlackRock remains cautious and has decided not to pursue a spot XRP ETF, pointing to regulatory concerns and weak institutional demand .