Huma Finance: Income-Backed Credit on the Blockchain
Huma Finance ($HUMA) introduces PayFi, a decentralized framework that enables borrowing against future income, such as salaries, invoices, and remittances — without overcollateralization.
By combining cash-flow analytics with secure smart contracts, Huma provides instant access to 70–90% of verified receivables, offering a transparent and efficient alternative to traditional credit models.
This approach extends fair, on-chain financing to freelancers, businesses, and individuals globally, bridging real-world income with blockchain infrastructure.
