Huma Finance: Use next month's money in advance ⏳
Recently, I had an urgent order, and all my money was tied up in unfinished projects. I tried many lending platforms, but they either required NFT collateral or had very high interest rates, and I almost lost the order. Until I used Huma, relying on future manuscript payment contracts, I borrowed 80% of the expected income in just 5 minutes, so convenient! ✨
It doesn't look at what you currently have; it only looks at what you can earn in the future. Freelancers can upload a contract to know how much they can borrow; my 15,000 yuan manuscript contract was approved for 12,000 yuan, and it arrived super fast 💸; small merchants can borrow against pending invoices without waiting for customer payments; employees can link their salary flows to advance most of next month's salary, which is great for emergencies.
Huma has an intelligent system, like a "cash flow CT machine," analyzing your income patterns: the contract performance rate of freelancers, the payment speed of merchants, and the salary stability of employees to assess the reliability of future income. The entire process is automatically reviewed, with quick deposits, and repayments are automatically deducted, which is very worry-free ⏰.
HUMA tokens are also useful: storing some can expedite the review process; when I borrowed for the second time, the time reduced from 5 minutes to 1 minute; merchants can increase their limits by staking, and the coffee shop owner downstairs has turned over a lot of money this way ☕.
Now I often use Huma, it's like having a "time wallet," turning future money into money I can use now, it's really practical 💡