@Huma Finance 🟣 is pioneering a new era of decentralized finance with its #PayFi network, which ingeniously merges payment and financing infrastructure. Unlike traditional crypto-backed lending, Huma is focused on enabling real-world credit on-chain. The protocol allows users to borrow against future income streams—like salaries or invoices—facilitating uncollateralized lending.
@Huma Finance 🟣 | #HumaFinance |$HUMA
This innovative approach is powered by a Time-Value-of-Money (TVM) model that analyzes cash-flow patterns to instantly provide liquidity. By matching 70-90% of expected future revenue, Huma provides a secure and instant way to access capital through smart contracts.
It's a game-changer that bridges the gap between everyday finances and the on-chain world, offering a more inclusive and practical form of decentralized credit. Huma is not just about crypto lending; it's about making finance work for real-world scenarios.