Treehouse is a decentralized application (DApp) operating in the DeFi space, specializing in fixed income solutions through products like Treehouse Assets (tAssets) and Decentralized Offered Rates (DOR).
The project is built by Treehouse Labs, established in 2021 with a mission to provide reliable data infrastructure and financial standards for the cryptocurrency market. Treehouse aggregates on-chain interest rates, particularly ETH, through its tETH product while ensuring the economic security of cryptocurrency for DOR, a standardized interest rate consensus mechanism.
Treehouse's strengths lie in combining traditional financial expertise with blockchain technology to provide data analysis tools, risk management, and profit optimization.
The project has attracted attention with a strategic funding round in April, valuing the company at $400 million, with participation from major investors such as Binance Labs and Lightspeed Venture Partners.
Treehouse is led by CEO Brandon Goh, with a globally distributed team across five locations and deep expertise in traditional finance, cryptocurrency, and data infrastructure.
The platform currently offers an annual percentage rate (APR) of 3.08%, with over $550 million in total value locked (TVL) and 52,000 tAssets users. The flagship product, tETH, provides stable returns from staking and arbitrage activities, making it attractive to investors seeking sustainable on-chain returns.
Supported by a strong and growing community—87,000 followers on X and 30,000 members on Discord—Treehouse is driving the adoption of fixed income infrastructure in DeFi. Integration with Aave, Compound, and Pendle enhances cross-chain compatibility and the platform's profit optimization potential.
Treehouse is in the final preparation phase for mainnet launch, starting with the launch on Binance Alpha on July 29. The Treehouse Booster campaign through Binance Wallet offers rewards of up to $200,000 for the community.
Users staking in the ETH Simple Yield Vault before 06:59:59 UTC on July 29 will qualify for additional rewards throughout the campaign.
TREE token information
Token name: Treehouse
Symbol: TREE
Blockchain: Ethereum
Standard: ERC-20
Total supply: 1,000,000,000 TREE
Allocation
Community: 20%
Strategic investors: 17.5%
Team: 12.5%
Treasury: 12.5%
Community airdrop: 10%
Ecosystem fund: 10%
Core partners: 5%
Exchange partnerships: 3.75%
Future airdrop: 5.75%
Liquidity reserve: 3%
Practicality
Query Fee: Smart contracts or businesses using DOR data must pay fees in TREE.
Council member staking: Council members must stake TREE or tAssets to participate in setting the DOR rate.
Consensus rewards: TREE is distributed to Discussion Participants and Delegates based on the accuracy of forecasts.
Governance: TREE holders can participate in protocol governance.
DAO Treasury: TREE funds initiatives and partnerships within the ecosystem.
Treehouse platform architecture
The Treehouse protocol is designed with a unique architecture that combines key components to create a sustainable fixed income ecosystem in DeFi.
Operators: The entities that initiate and maintain DOR, ensuring data integrity. Treehouse is the first Operator, collaborating with Workshop members to implement TESR.
Participating members: Entities that use Treehouse's proprietary model and DOR software to provide data or forecast rates. Only whitelisted Participating Members can join to ensure initial quality.
Referrers: Organizations that integrate DOR into price-linked products or services, using DOR for pricing or settlement.
Delegates: Participants who delegate assets to Council members to carry out DOR tasks, retaining full ownership of the assets while granting representation rights to Council members.
What is Treehouse's breakthrough product – tETH?
tETH is the liquid staking token (LST) of Treehouse, designed to unify the fragmented on-chain ETH interest rate market.
tETH holders can earn higher actual returns than Ethereum's Proof-of-Stake (PoS) rewards through interest rate arbitrage strategies while still using tETH in DeFi activities.
Key features of tETH:
Enhancing on-chain rate efficiency: tETH helps shape the market by converging rates to Ethereum's 'risk-free' level.
Democratizing arbitrage: Bringing fixed income arbitrage opportunities to retail investors, previously reserved for institutions.
Supporting DOR: tETH reinforces the economic security of cryptocurrency for the DOR mechanism.
According to a post on X, tETH has been integrated as collateral on Aave v3 Prime Instance, with E-Mode enabled for tETH/wstETH, improving capital efficiency.
What is DOR?
As DeFi continues to attract interest from institutions and individuals, the lack of reliable benchmark interest rates remains a significant barrier to capital efficiency and investor trust.
Treehouse addresses this issue with Decentralized Offered Rates (DOR) - a decentralized, transparent, blockchain-based rate reference system that eliminates reliance on intermediaries. DOR is generated through the Treehouse Protocol, based on a consensus mechanism that incentivizes participants to submit data and make accurate predictions.
DOR design principles:
Accuracy: The game theory mechanism requires participants to stake capital, with rewards based on the accuracy of predictions.
Decentralization: Any eligible participant can contribute, ensuring diverse viewpoints and establishing transparent pricing.
Generalizability: DOR is designed to support various target rates—from ETH staking returns to LP returns and collateral interest rates in DeFi.
Built on community participation, DOR uses a reward and cut system to ensure data quality, surpassing traditional centralized pricing methods.
DOR is currently announcing four key benchmark indices focused on the Ethereum ecosystem:
TESR (Treehouse Ethereum Staking Rate) – Returns from staking ETH
TEBR (Treehouse Ethereum Borrowing Rate) – Cost of borrowing ETH in DeFi
TELR (Treehouse Ethereum Lending Rate) – Returns from lending ETH
EERR (ether.fi Ethereum Staking Rate) – Returns from staking ETH
These standards lay the foundation for a unified fixed interest rate market in cryptocurrency, helping users price and manage their digital asset portfolios more accurately.
In traditional finance, LIBOR was the longstanding benchmark before being replaced by SOFR in 2023 due to manipulation risks. However, SOFR's lack of long-term interest rate structure has created new centralization risks, especially for organizations like CME Group.
DOR addresses these shortcomings by providing verifiable, decentralized, and transparent rate references on-chain—setting a new precedent for fixed income products in Web3.
Treehouse is positioning itself as a pioneer in DeFi development by introducing pioneering income tools. The project not only aggregates and standardizes on-chain interest rates but also provides safe and transparent investment opportunities for both individuals and institutions.
Support from prominent investors, recent milestones such as the listing on Bybit, and collaborations with Binance signal Treehouse's momentum and competitive advantage in the cryptocurrency ecosystem.
tAssets: The foundation of DOR
To ensure DOR operates effectively, Treehouse has launched tAssets, an advanced liquid staking token (LST 2.0). The first product, tETH, integrates arbitrage strategies to smooth fragmented interest rates across DeFi protocols.
Users can deposit underlying assets like ETH, capture arbitrage opportunities, and earn efficient returns in the market from three main sources:
Staking rewards from ETH locked in the validator network
Arbitrage profits from interest rate spreads between protocols
Treehouse incentives (via TREE tokens) for ecosystem participation
tAssets support the DOR mechanism by flattening interest rate spreads and ensuring accurate index tracking. Together, DOR and tAssets form a cohesive infrastructure, bringing DeFi closer to the structure and reliability of traditional bond markets.
By creating a transparent and decentralized yield standard, Treehouse is opening the door for wider adoption, particularly among organizations requiring clarity, consistency, and security in yield-generating cryptocurrency products.
♡𝐥𝐢𝐤𝐞💬 ➤ @Treehouse Official #Treehouse $TREE
