Huma Finance – The PayFi Infrastructure
Huma Finance is building the infrastructure for Payment Finance (PayFi)
What Makes Huma Unique
• Two Operating Models – Institutional pools for regulated entities, and an open, permissionless version for everyone
• Tokenized Receivables – Converts payment streams like invoices or card settlements into on-chain assets
• Risk-Based Pool Design – Senior and junior tranches to suit different risk appetites.
• Multi-Chain Reach – Active on
Solana, Stellar, Polygon, Celo, and Scroll.
Key Use Cases
• Faster cross-border settlements.
• Trade and supply chain financing.
• Credit opportunities for retail liquidity providers.
• Funding for decentralized infrastructure projects.
Ecosystem Strength
Huma is founded by experienced fintech leaders and backed by major investors including Circle Ventures and Stellar Development Foundation.
Strategic moves like merging with Arf in 2024 have expanded its cross-border payment capabilities.
MORE POWER!
