@Huma Finance 🟣 is shaking up the lending world by letting people and businesses borrow against their future income instead of relying on traditional collateral. This approach is a lifeline for small business owners, freelancers, and Web3 contributors who might not have large crypto holdings but can show consistent earnings.

Take the example of a wholesale shop owner in Yiwu, who used HUMA coins as collateral to secure a loan with a 20% higher limit and a 20% lower interest ratewithout the headaches of slow, complicated bank processes. For entrepreneurs who need fast, flexible capital, this is a game changer.

The platform’s decentralized protocol taps into verified real-world income data like salaries, invoices, and DAO payouts to measure creditworthiness. Partnerships with Circle, Request Finance, and Superfluid make income verification and loan approvals smooth and efficient.

By putting income at the center of lending, Huma Finance is opening the doors to fairer, faster, and more accessible credit, helping DeFi bridge the gap with real-world financial needs.

#HumaFinance @Huma Finance 🟣 $HUMA

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