Billions worldwide lack access to fair credit — not because they can’t repay, but because they can’t post massive collateral.
@Huma Finance 🟣 # changes that with PayFi — an on-chain network for income and receivables-based lending.
Borrow against what you earn, not what you hold.
The TVM model ensures accurate, fair lending — advancing 70–90% of your income before it arrives.
$HUMA ties the system together — securing liquidity, governance, and incentives.
This is blockchain powering financial inclusion, not just speculation.
