💵 Stablecoins Quietly Become US Debt Heavyweights 🇺🇸📊

Stablecoins are no longer just for crypto traders — Circle and Tether now hold more US debt than Germany, South Korea, and the UAE.

📌 Key Facts:

• Tether (USDT) – $100B+ in US T-bills, ranking 18th-largest holder globally.

• Circle (USDC) – $45B–$55B in T-bills, surging 90% YoY to $65B market cap.

• Combined holdings exceed $145B, bigger than several sovereign nations.

🚀 Why It Matters:

• GENIUS Act legalized stablecoin use, fueling bank & corporate adoption.

• 49% of institutions already use stablecoins for payments or settlements.

• Stripe’s $1.1B buyout of stablecoin startup Bridge shows fintech is betting big.

• Transaction volumes have already surpassed Visa.

📈 Macro Impact:

• Could boost US debt stability & cement the dollar’s global dominance.

• Growing demand for T-bills might lower long-term interest rates.

• But banking lobbyists warn stablecoins could drain deposits and disrupt lending.

💡 Bottom line: Stablecoins aren’t just a crypto tool anymore — they’re becoming a permanent fixture of global finance and a new class of US debt buyers.