What is #HumaFinance?

Huma Finance calls itself the world’s first “PayFi” (Payment Finance) network—designed to replace the slow, costly processes of traditional banking with 24/7, instant global payments powered by stablecoins and on-chain liquidity.

The PayFi network supports cross-border transfers, trade finance, credit card settlements, and other next-generation financial applications.

Key Features & Advantages

Instant Global Payments – Stablecoin-powered infrastructure eliminates delays common in traditional banking.

Income-Backed Loans – With Huma 2.0, retail users can secure loans by collateralizing income streams like salaries or receivables.

Two Product Models –

Permissionless: Open to everyone.

Institutional: Tailored for regulated institutional investors.

Real-World Assets in DeFi – Ties DeFi directly to the real economy by using actual revenue streams as collateral.

Developer-Friendly Modular Stack – Pre-audited modules for identity verification, risk assessment, payment routing, and collateral management make it easy to build PayFi apps quickly.

Token: $HUMA

Role – Utility and governance token for protocol voting, transaction fees, and ecosystem incentives.

Supply – Total supply capped at 10B HUMA; allocations for airdrops, liquidity, and marketing.

Growth & Milestones (2025)

Retail access expanded in April 2025 with the launch of Huma 2.0 on Solana.

Over $4B+ trading volume reached shortly after launch; now at $4.5B after joining the Global Dollar Network in June.

Listed on major exchanges like OKX and Bitget, with both spot and futures trading.

First airdrop completed and strategic partnership formed with Jupiter DAO.

Market Snapshot

Price: ~$0.03754 (+10.08% 24h)

24h Volume: $30M–$40M

Circulating Supply: ~1.7B HUMA

Market Cap: ~$64M–$65M

Final Take

Huma Finance is bridging the gap between DeFi and real-world finance through instant payments, income-backed lending, and a flexible modular architecture. While it shows strong growth potential, investors should remain mindful of token volatility and ongoing regulatory #HumaFinance @Huma Finance 🟣 $HUMA