Credit scores are outdated @Huma Finance 🟣 is reinventing them with a blockchain-first approach, where your wallet activity becomes your reputation. No KYC needed — their system analyzes your on-chain history across 100+ dApps to deliver what traditional finance never could:
Instant loans backed by future cashflows like Uniswap LP fees or NFT royalties
Cross-protocol credit lines where your Aave health factor can boost your borrowing power on Compound
Salary advances in stablecoins for the 1.4 billion unbanked who own smartphones
The secret sauce? Their RWA pools channel institutional capital into DeFi without losing composability. This is more than innovation — it’s a genuine bridge between TradFi’s risk models and DeFi’s open, permissionless systems. #HumaFinance shows that your on-chain DNA carries real-world value far beyond token balances.
