For Binance users just stepping into TREE, think of Treehouse as the fixed income backbone of DeFi. It builds the ecosystem’s first benchmark-driven interest rate system — the Decentralized Offered Rate (DOR) — and packages predictable yield into tokenized yield-bearing assets (tAssets). This combination bridges DeFi with institutional-grade structure, bringing stability to a market where rates often swing wildly.

Why DeFi Needs a Fixed Income Layer

Since its inception, DeFi has been all about chasing yield — but without order. Rates differ drastically from protocol to protocol, risk-adjusted products are scarce, and there’s no unified yardstick to compare opportunities. In traditional finance, fixed income thrives on reliable benchmarks, transparent pricing, and structured risk frameworks — all of which DeFi has been missing.


With institutional money flowing into crypto, the demand for predictable, transparent yield infrastructure is stronger than ever. Treehouse steps in to deliver exactly that:

  • DOR — a trusted reference rate for consistent pricing

  • tAssets — composable, tokenized yield instruments for sustainable capital formation

Key Milestones Since Launch

  1. Ecosystem Integration – tETH now works with Aave, Compound, Pendle, Euler, and is expanding to Mantle and Arbitrum, with Solana and Avalanche next in line.

  2. Rapid Growth – Over $500M TVL added since September 2024, with more than 60,000 tAsset holders.

  3. DOR Live – Daily published rates backed by expert panelists, already integrated with partners like CoinDesk Indices and ether.fi — paving the way for DeFi’s first true fixed income markets.

tETH – The Yield Engine

tETH is a fully composable, yield-bearing liquid staking token designed to unify ETH interest rates. It generates returns from:

  • Base ETH staking rewards via wstETH

  • Market Efficiency Yield (MEY) through interest rate arbitrage

  • Points incentives from campaigns like GoNuts Season 2


Users can deploy tETH on major protocols — Aave, Compound, Pendle, Euler — to earn yield while using it as collateral or liquidity.


DOR – DeFi’s LIBOR Moment

The Decentralized Offered Rate works as DeFi’s equivalent to LIBOR or SOFR — an on-chain benchmark rate curve built from daily forecasts by a panel of experts. It uses validator performance data, on-chain metrics, and proprietary models to create transparent, comparable, and trustworthy pricing.

By standardizing rates, DOR unlocks the ability to scale lending markets, create structured products, and establish a true fixed income layer in DeFi.


@Treehouse Official #Treehouse $TREE