🚨 Binance Trading Fraud — What You Need to Know (P2P Focus)

Scammers are getting smarter — especially in Binance P2P trades.

Here’s a breakdown of the most common scams, real-life examples, and how to stay safe.

1️⃣ Common Fraud Types

A) Fake Payment Proof

How it works:

You sell USDT on Binance P2P.

Buyer sends a fake payment screenshot — but never actually transfers money.

If you release crypto without checking your bank, it’s gone.

Example:

Buyer shows you a “bank transfer” of PKR 50,000. Later you find nothing in your account.

Precaution:

Always confirm the funds in your bank account, not just a screenshot.

Communicate only in Binance chat (recorded for disputes).

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B) Chargeback Scam

How it works:

Buyer pays via reversible methods (PayPal, card).

After you release USDT, they reverse the payment through their bank or payment service.

Example:

Buyer claims “unauthorized transaction” on PayPal — money refunded to them, you lose both cash and crypto.

Precaution:

Avoid reversible payment options.

Prefer verified direct bank transfers.

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C) Off-Platform Deals

How it works:

Buyer suggests moving the deal to WhatsApp/Telegram for “better price” or “no fees.”

They vanish with your crypto — no Binance protection.

Example:

You agree to trade outside Binance. Buyer blocks you after receiving your USDT.

Precaution:

Never trade outside Binance escrow.

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D) Overpayment Trap

How it works:

Buyer “accidentally” sends extra money and asks for a refund.

Later, their original payment is reversed — you lose your own money.

Example:

You sell USDT for PKR 50,000, they send PKR 70,000 and request PKR 20,000 back. Bank reverses the 70K, leaving you down 20K.

Precaution:

Don’t refund until funds are confirmed genuine & irreversible.

If overpaid, contact Binance Support.

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E) Phishing & Account Takeover

How it works:

Scammers send fake Binance login links or emails.

You enter your details, they take over your account and withdraw funds.

Example:

Email says “Your account is at risk, click here to secure it.” The link is fake.

Precaution:

Check URL is binance.com.

Enable Google Authenticator 2FA.

Never click unknown links.

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F) Pump & Dump Groups

How it works:

Groups claim to know coins that will “moon.”

Price pumps briefly, then insiders dump — price crashes.

Example:

You buy a coin at $1.50 on group advice, minutes later it drops to $0.30.

Precaution:

Avoid hype & “secret signal” groups.

Do your own research.

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🛡 Golden Safety Rules

✅ Trade only inside Binance escrow.

✅ Confirm money in your bank account before releasing crypto.

✅ Avoid PayPal & other reversible payments.

✅ Enable 2FA & withdrawal whitelist.

✅ Keep communication inside Binance chat.

✅ Don’t fall for “too good to be true” deals.

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If you want, I can also make this into a simple infographic visual so people can understand these scams quickly without reading too much text. That would make it more shareable for social media.