#CryptoIn401k Fidelity and several other retirement plan providers in the U.S. are continuing to explore ways to let employees invest in cryptocurrencies—especially Bitcoin and Ethereum—through their 401(k) retirement accounts. However, the U.S. Department of Labor is still warning employers to be cautious, citing high volatility and investor risk.
Some reports indicate that adoption is slowly growing, with a few companies allowing crypto allocation of up to 5–20% of a participant’s portfolio. The trend depends heavily on regulatory clarity, which could improve in late 2025 if pending crypto legislation passes.
If you want, I can also tell you which companies currently allow Bitcoin in 401(k) and their terms.
