#CryptoIn401(k) President Trump signed an executive order directing the U.S. Department of Labor and the SEC to revisit and potentially loosen rules so that alternative assets like private equity, real estate, and cryptocurrencies can be included in 401(k) retirement plans.
This marks a shift from previous guidance that discouraged including crypto due to its volatility.
The executive order starts a regulatory review process—it doesn’t immediately change how most 401(k) plans operate. Employers and plan providers may take months or even over a year to roll out crypto options.
Regulatory Change EO signed in August 2025 to expand allowed assets to include crypto, subject to future rule changes
Implementation Likely delayed—could take many months before plans offer crypto options
Existing Options Limited via self-directed/brokerage windows (e.g. Fidelity, ForUsAll)
Risks & Warnings High volatility, regulatory risks; suitable only for those with high risk tolerance and long horizons