Huma: Expanding DeFi Beyond Crypto-Collateralized Loans
- Traditional DeFi lending depends heavily on over-collateralized crypto deposits.
- Huma addresses this gap by using verified income streams as security.
- Expands lending access to underbanked workers, creators, and SMBs.
- Offers lower capital lock-up requirements for borrowers.
- Fits the emerging PayFi trend, merging payroll with DeFi liquidity.
- Attracts both borrowers seeking flexible terms and LPs seeking diversified yields.
- Supports multi-chain deployment for broader adoption.
Huma pushes DeFi into real-world, income-driven credit markets.
