XRP is surging on the balance sheets of companies as regulatory clarity drives global adoption, promoting major treasury commitments and signaling a significant shift in institutional cryptocurrency strategy.
Major Corporations Accelerate XRP Adoption Amid Clearer Regulations
Amina Bank announced its latest Crypto Market Monitor report on August 8, detailing the rise of cryptocurrency fund management companies and the shift in corporate finance. Based in Zug, Switzerland, Amina Bank is a licensed bank and a securities dealer regulated by the Swiss Financial Market Supervisory Authority (FINMA). In June 2025, Amina became the first bank to support the stablecoin Ripple USD (RLUSD).
The bank's report highlights how XRP has emerged as a notable addition to the company's balance sheet, stating:
Another notable altcoin treasury trend is XRP, the native token of the Ripple payment network.
The bank explains that interest in this token has accelerated after Ripple's partial victory in a U.S. court clarified that XRP is not a security in certain contexts. The bank also added that over the past year, XRP's price has increased by more than 480%, prompting public companies to announce plans to repurchase over $980 million. This development reflects the diversification from Bitcoin and Ethereum into assets that combine practical use cases with potential for profit.
Several companies have adopted an XRP treasury strategy. Nature's Miracle Holdings, an agriculture technology company based in the United States, revealed plans to allocate up to $20 million into XRP. Vivopower International, a Nasdaq-listed company, raised $121 million to establish an XRP reserve fund, aiming to become the first public company specialized in this token.
Such moves illustrate the widespread adoption that Amina has highlighted:
What started as a Bitcoin trend has now evolved into a widespread multi-asset cryptocurrency investment movement. Public companies around the world are now targeting a range of tokens.
The appeal of XRP lies in its liquidity, integration into the payment network, and its alignment with institutional trading needs.
Despite expanding adoption, Amina warns that XRP treasury strategies still face risks from market volatility, the potential for loss fees, and reliance on fundraising. Proponents argue that integrating the payment network provides tangible value far beyond speculative holdings.
In a significant move to bolster market confidence, Ripple and the U.S. Securities and Exchange Commission (SEC) have officially ended their lengthy legal battle, with both sides withdrawing their appeals. This reinforces the court's ruling that XRP is not a security when sold on exchanges to retail investors, removing a significant legal burden and potentially paving the way for broader adoption by institutions and new services like exchange-traded funds (ETFs).
