Bitwise CIO: 401(k) Allocation of Cryptocurrency Will Completely Change the Market
According to BlockBeats, by the first quarter of 2025, the total amount of retirement assets in the United States will reach $43.4 trillion, with fixed contribution plans accounting for over $12 trillion. Bitwise Chief Investment Officer Matt Hougan stated that this could change the cryptocurrency market by introducing a stable pension contribution mechanism, bringing higher returns and lower volatility.
Michael Heinrich, co-founder and CEO of 0G Labs, warned that if handled properly, it could unlock trillions of dollars of retirement funds for compliant assets like Bitcoin; otherwise, it could trigger political and financial backlash, making details on token eligibility, custody handling, and protective measures crucial.