@Huma Finance 🟣 is bringing intelligence to on-chain lending with the world’s first AI-powered PayFi network. By combining advanced AI analytics with blockchain infrastructure, Huma can evaluate future income streams — from salaries to invoices — in real time, offering 70–90% of that revenue instantly. No over-collateralization, no slow approvals — just smart, data-driven credit powered by the Time-Value-of-Money (TVM) model. AI algorithms assess cash-flow patterns, manage risk, and execute lending decisions through secure smart contracts, making every transaction fast, transparent, and tamper-proof. This is where artificial intelligence meets decentralized finance, unlocking a future where credit moves at the speed of information.
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