The Future of Credit is On-Chain
🚀 Traditional lending is stuck in the past.
@Huma Finance 🟣 is changing that with PayFi — the first network to blend payments + financing for real-world, income-based credit on-chain.
Instead of borrowing against volatile crypto collateral, Huma lets you borrow against future income streams — salaries, invoices, remittances — all secured by smart contracts.
Why it’s different:
Uncollateralized lending powered by real cash flows.
Instant liquidity — up to 70–90% of future revenue.
Time-Value-of-Money (TVM) model for fair, transparent valuations.
The result? Faster access to capital, more inclusive finance, and a new era of DeFi that works for the real economy.
$HUMA is powering this transformation, bringing credit to millions who’ve been locked out of traditional systems.
The old credit score is dead — cash-flow lending is here.
