Recently, I've seen a lot of people discussing HUMA, with prices rising and falling, staring at K-line charts all day. Isn’t that tiring? Actually, this thing isn’t just for speculation; there’s a real mechanism behind it. Today, I’m going to break it down for you, and I guarantee after you hear it, you’ll be slapping your thigh—so this is how it works!
1. You can borrow more money, and the interest is even lower
Ordinary people can borrow at most 70% of their salary, but if you have $HUMA pledged, they can raise your limit to 90%, and the interest can be 20% cheaper! What does that mean? For example, if you are a small business owner and need to purchase stock, you can pledge 10,000 HUMA and get a 500,000 invoice, directly loaning out 450,000 USDC (about 3 million RMB). Isn’t that better than begging everywhere?
2. Higher interest rates on savings
They have an “automatically compounding interest pool,” and if you deposit $HUMA, the interest is directly 30% higher than others! For example, if you deposit 100,000 USDC, you can earn over 20,000 HUMA in half a year. At the current price, that’s like getting almost 10,000 RMB for free. Isn’t that better than putting it in the bank?
3. You have a say, real power
The best part is that whenever there’s a major change in HUMA, like adding new loan channels or adjusting interest rates, it all requires a vote from $HUMA holders! Last time, there was a proposal to “reduce cross-border remittance fees,” and 85% agreed, so it was directly reduced. This is much more substantial than those projects that only make empty promises, right?
Real data, no nonsense
Now HUMA has processed $4.5 billion in transactions, helping over 100,000 people. Recently, they collaborated with Circle (the one that issues USDC), cutting cross-border remittance fees by 60%. For example, a worker in Africa borrowing USDC with a European payslip to remit home saves more than half compared to traditional channels. This savings is real money!
So, HUMA is really not a pump-and-dump air coin; it’s a practical “pass” that can genuinely be used. More and more people are using HUMA for payroll, invoicing, borrowing, and saving. In the future, this thing might really become “hard currency” in the PayFi ecosystem. @Huma Finance 🟣 this operation is something!
