In traditional finance, fixed income markets dominate—surpassing even equities and commodities in scale. But in crypto, fixed income remains vastly underdeveloped. Why? Because DeFi lacks a unified, decentralized benchmark rate to drive innovation and settlement.
Treehouse is here to change that—with two breakthrough solutions:
1. DOR (Decentralized Offered Rates)
Think of it as the LIBOR of DeFi. DOR establishes a transparent, on-chain interest rate standard. Panelists submit forecasts, stake tokens to prove conviction, and fuel a new wave of fixed income tools, such as:
Interest rate swaps
Fixed-rate lending
Forward rate agreements
2. tAssets (LST 2.0)
Next-generation liquid staking token wrappers that unlock hidden value across DeFi. For example, tETH links ETH borrowing costs to ETH staking yields—delivering amplified returns and stabilizing user costs across protocols.
The Vision:
By combining DOR and tAssets, Treehouse is building a decentralized, scalable fixed income layer for DeFi. This eliminates volatility from floating rates and connects fragmented protocols into a unified, yield-generating ecosystem.
The result? A more mature, reliable, and inclusive DeFi market—where both individual users and institutions can access predictable on-chain returns, without compromising on decentralization.
Follow @Treehouse Official and explore how we're reshaping DeFi fixed income.
