Huma Finance is tackling one of DeFi’s biggest gaps - bringing real-world credit into on-chain markets.
Here’s why that matters:
🔹 Credit is the backbone of traditional finance - but it’s missing in crypto.
🔹 Huma enables undercollateralized lending using on-chain reputation + real-world data.
🔹 This unlocks liquidity for businesses and individuals without forcing them to overcollateralize.
The $HUMA token plays a core role:
• Governance over protocol risk parameters & market onboarding
• Staking to secure lending pools
• Rewarding data providers and validators who maintain creditworthiness models
This isn’t about speculation - it’s about creating infrastructure that merges DeFi efficiency with TradFi credit depth.
Huma is building a credit layer Web3 actually needs.
And in a maturing market, that’s where sustainable value is born.