Income-Backed On-Chain Credit Protocol
- Huma enables borrowers to pledge off-chain income streams as collateral.
- Supports payroll, invoice, and subscription-based revenue models.
- Credit lines dynamically adjust as income changes.
- Reduces the need to lock volatile crypto assets for borrowing.
- Liquidity providers gain diversified, income-backed collateral exposure.
- Multi-chain architecture supports Ethereum, Solana, and Stellar.
- Native staking mechanism aligns underwriting risk with network incentives.
Huma bridges traditional income verification with decentralized lending markets.