The ultimate beneficiaries of the 401(k) pension plan are also BTC, ETH, XRP, these major coins. Be a friend of time, buy on dips, rather than thinking it's expensive.
After this cycle, the liquidity of small altcoins will be very poor, and they will not be scooped up just because of their low market capitalization. Funds will flow into the top assets, similar to the situation Nvidia faced in the past two years.