Crypto-ban in China: why Beijing is suddenly backtracking
China hates cryptos but realizes that stablecoins (stable cryptos) strengthen the US dollar. Solution: create its own stablecoins based on the yuan.
China vs cryptos: a complicated story
China has a toxic relationship with cryptocurrencies. Total ban + expulsion of Bitcoin miners in 2021, while they dominated the network.
Why? China has been developing its digital yuan (e-CNY) for a long time and refuses any competition.
The stablecoin problem
Stablecoin = stable crypto, generally backed by the US dollar.
Problem for China: despite the bans, stablecoins are exploding globally. Almost all linked to the US dollar = strengthening US dominance.
Chinese awakening
Pan Gongsheng (head of the Chinese central bank) admits that stablecoins have "transformed digital payments".
Response: create "made in China" stablecoins that comply with their requirements.
Hong Kong, official laboratory
Chinese strategy: ban in the territory, test in Hong Kong.
The Hong Kong Monetary Authority is currently developing yuan stablecoins.
Cautious approach according to Paul Tang (local expert):
Tests among companies first
Stability and control priorities
Fear of speculation and capital flight
Technical challenges
Blockchains considered: Conflux and Chainmaker.
But Chen Lin (University of Hong Kong) is realistic: "Difficult to compete with dollar stablecoins. Long way to go."
Conclusion
Chinese paradox: hating cryptos but needing to engage with them to counter the dominance of the digital dollar. A risky but necessary bet.