Huma Finance is redefining on-chain lending with real-world impact.
Unlike traditional crypto lending models that rely on overcollateralized assets, @Huma Finance 🟣 introduces a PayFi infrastructure that allows users to borrow against future income — such as salaries, invoices, or remittances.
By leveraging smart contracts and the Time-Value-of-Money (TVM) model, Huma Finance enables uncollateralized lending with high efficiency, trust, and security. Borrowers can access 70–90% of expected income instantly, making it a game-changer for global credit inclusion.
In a world moving toward decentralized finance and real-world utility, Huma's model bridges the gap between Web3 and real-world finance — helping users access liquidity based on what they earn, not just what they hold.
#HumaFinancea is building the future of DeFi — one paycheck at a time.
