@Huma Finance 🟣

The Future of Credit in DeFi is Here!

The decentralized finance revolution has transformed how we swap tokens, earn yields, and even take out loans—but one critical piece has been missing: real-world credit infrastructure. That’s where Huma Finance comes in, bridging traditional finance (TradFi) reliability with decentralized finance (DeFi) innovation.

Why Huma Finance?

Huma isn’t just another lending protocol—it’s a next-gen credit infrastructure designed for both individuals and institutions. Here’s what makes it stand out:

 Income-Backed Loans – Your future cash flows (salaries, subscriptions, invoices) become collateral.


 Non-Crypto Credit Scoring – Uses off-chain financial data without compromising privacy.


 Pool-Based Lending – Institutions & DAOs can participate as liquidity providers.


 Zero Liquidations – Unlike overcollateralized DeFi loans, Huma reduces risk for borrowers.

The Numbers Speak for Themselves

$50M+ in total credit facilitated

10,000+ users onboarded in early phases

Institutional partnerships with major payroll providers & fintechs

How It Works

1️⃣ Connect Financial Data – Securely link payroll, invoices, or subscriptions.


2️⃣ Get a Credit Limit – Based on verifiable income streams.


3️⃣ Borrow Instantly – No overcollateralization, no liquidations.

The Bigger Vision

Huma is building the foundation for self-sovereign credit—where your financial history isn’t locked behind banks but is portable, private, and programmable.

Want to be part of the future of DeFi credit?


Follow @Huma Finance 🟣 for updates


#HumaFinance #DeFi #CreditRevolution #RWA