@Huma Finance đŁ
The Future of Credit in DeFi is Here!
The decentralized finance revolution has transformed how we swap tokens, earn yields, and even take out loansâbut one critical piece has been missing: real-world credit infrastructure. Thatâs where Huma Finance comes in, bridging traditional finance (TradFi) reliability with decentralized finance (DeFi) innovation.
Why Huma Finance?
Huma isnât just another lending protocolâitâs a next-gen credit infrastructure designed for both individuals and institutions. Hereâs what makes it stand out:
 Income-Backed Loans â Your future cash flows (salaries, subscriptions, invoices) become collateral.
 Non-Crypto Credit Scoring â Uses off-chain financial data without compromising privacy.
 Pool-Based Lending â Institutions & DAOs can participate as liquidity providers.
 Zero Liquidations â Unlike overcollateralized DeFi loans, Huma reduces risk for borrowers.
The Numbers Speak for Themselves
$50M+Â in total credit facilitated
10,000+Â users onboarded in early phases
Institutional partnerships with major payroll providers & fintechs
How It Works
1ď¸âŁÂ Connect Financial Data â Securely link payroll, invoices, or subscriptions.
2ď¸âŁÂ Get a Credit Limit â Based on verifiable income streams.
3ď¸âŁÂ Borrow Instantly â No overcollateralization, no liquidations.
The Bigger Vision
Huma is building the foundation for self-sovereign creditâwhere your financial history isnât locked behind banks but is portable, private, and programmable.
Want to be part of the future of DeFi credit?
Follow @Huma Finance đŁ for updates
#HumaFinance #DeFi #CreditRevolution #RWA