Huma introduces a composable stack for income-based finance.
It includes:
🔹️ Income Oracles — verifying off-chain streams
🔹️ Underwriting Engines — setting risk parameters dynamically
🔹️ Vaults — customizable lending strategies with integrated repayments
This means builders can launch specialized lending markets: for payroll, B2B invoices, DAO grants, or creator platforms.
Credit scoring, disbursement, and repayment — all run on-chain.
It’s plug-and-play lending logic for real-world revenue.
And with $HUMA token governance, builders can shape protocol evolution.
DeFi infra just leveled up.
