PayFi is reshaping the way we spend:
- No borrowing, just using interest to buy coffee ☕ (BNPN model)
- Invoices and bills can also be financed on-chain 🔄
- Regular payments can also be settled instantly (B2C, cross-border, P2P)
DeFi = Web3 version of banks + exchanges
PayFi = Web3 upgrade alternative to Visa / Stripe
DeFi lets you "make money with money", PayFi lets you "save money with money" 🐸