Huma Finance is leveraging innovative technology to transform 'future income' into a powerful basis for lending. The company employs a three-pronged technological approach to establish a reliable credit assessment system:

First, Huma uploads income proofs such as pay stubs and invoices to the blockchain, utilizing its immutable characteristics to ensure the authenticity and credibility of the documents.

Second, the company uses big data analytics to gain insights into users' historical income patterns, accurately assessing their repayment capabilities and creating a detailed 'financial profile' for future income.

Third, Huma adopts smart contracts as an automated management tool, with the entire loan issuance to repayment process autonomously operated by the system, minimizing human intervention and enhancing the transparency and efficiency of the overall process.

The combination of these three technologies provides a strong security guarantee for 'future income', transforming intangible expected income into a reliable financing foundation. For example, for freelancers with unstable income sources, Huma can accurately assess their income stability by analyzing their past project payment records, thus making informed lending decisions.

Huma Finance has currently accumulated loans of $1 billion, and this impressive scale fully demonstrates the market's recognition and trust in its technological solutions. By integrating advanced technology with financial services, Huma is reshaping traditional credit models and providing more people with flexible and reliable financing options. $HUMA $HUMA