Original source: AILiquid

In July 2025, the AI-driven on-chain derivatives platform AILiquid officially launched its mainstream coin lending system, supporting BTC, ETH, USDT, and the platform token CCC as collateral, offering up to 95% borrowing limits and a 0% interest mechanism.

This product design marks a new phase of 'intelligent + efficient' in DeFi lending and serves as an important strategic fulcrum for AILiquid to consolidate its DeFi 3.0 trading ecosystem.

Deconstructing product highlights: Native support for mainstream coins + zero-interest lending + high leverage

The AILiquid lending platform is designed with an integrated matching engine that allows users to perform one-stop operations from collateral borrowing to strategy deployment without switching between multiple interfaces.

Core advantages include:

· Native support for mainstream assets: Supports direct collateral lending for BTC, ETH, USDT, and CCC without cross-bridge conversion, avoiding asset transfer loss.

· Borrowing rate of up to 95%: Provides borrowing leverage capabilities far exceeding the market average, unleashing maximum capital momentum.

· 0% interest structure: The borrowing process incurs no additional interest burden, significantly reducing capital costs for strategists, market makers, and individual users.

This design is not only highly attractive to high-frequency trading users and capital strategists but also offers ordinary users a lower-threshold participation entry.

Multiple value injections: Efficiency, convenience, and earnings in one.

The launch of the AILiquid lending system is not just the opening of a single function, but a comprehensive upgrade for users from capital efficiency to user experience:

① Maximum capital efficiency

Through a borrowing rate of up to 95% and a zero-interest design, users can release their idle assets and allocate them to trading or strategy mining, achieving a multiplier effect on asset utilization.

② Experience simplification

The matching engine + lending logic + AI strategy deployment form a closed loop on-chain, allowing users to complete fund allocation and transaction execution on a single platform without jumping to third-party protocols.

③ Participation incentives synchronization

Collateral Equals Rights: Users can simultaneously enjoy the CCC holding returns and platform Vault sharing profits brought by ecosystem growth during the borrowing process, truly realizing participation equals returns.

Collateral Equals Earnings: Mainstream coins like BTC can enjoy staking rewards.

Particularly noteworthy is that the AILiquid lending system has also introduced a 'Collateral Equals Earnings' mechanism. When users borrow funds by using mainstream tokens like BTC as collateral, this part of the collateral will not be passively idle but will automatically connect to the platform's native staking module, continuously generating basic earnings.

For example, when a user borrows with 1 BTC, they can not only obtain up to 0.95 BTC equivalent usable liquidity for strategy deployment or trading but can also earn daily staking interest from that 1 BTC itself. This 'dual earnings path' greatly enhances the compound efficiency of the assets and represents an innovative breakthrough in the current on-chain lending market.

Breaking through the smart trading closed loop, assisting the upgrade of DeFi 3.0

AILiquid has integrated the lending function into its core system of 'smart matching + strategy ecology + transaction mining', providing an integrated solution for liquidity access, capital leverage, and long-term holding returns for users of different levels. This not only enhances user stickiness but also strengthens the platform's endogenous growth momentum.

In addition, lending assets will also deeply interact with AILiquid's transaction mining mechanism, AI strategy library, and Vault profit-sharing model in the future, creating a DeFi profit network that is intelligently composable and has clear structural earnings.

CCC token value linkage, building the platform's future consensus.

With the implementation of lending functions and the release of capital depth, the application scenarios for the platform token CCC are also expanding. Lending users who choose CCC as collateral can not only obtain borrowing limits but also continuously enjoy platform transaction fee sharing, voting governance rights, and transaction mining rewards.

Currently, the CCC price maintains steady growth. With the rise of TVL and trading volume, its token economic model has entered a 'low inflation + high participation' value accumulation period. The community generally expects that CCC is likely to become one of the value anchoring assets in DeFi 3.0 after the full launch of platform functions.

Summary: AILiquid connects strategies through lending, activates earnings with assets, and reshapes experiences with intelligence.

The release of the lending system is not only a leap in the functional level of AILiquid but also a key step in its DeFi 3.0 macro strategic puzzle. By streamlining the flow of user funds, simplifying transaction interaction thresholds, and enhancing the sense of participation in holdings, AILiquid is depicting a more intelligent, open, and sustainable panorama for on-chain derivative trading.

In the future, AILiquid will gradually open stablecoin strategy pools, AI advisory modules, cross-chain liquidity scheduling, and other functions to build a truly user-centered intelligent financial main stage.

This article is from a submission and does not represent the views of BlockBeats.