SEC Makes Major Update on Stablecoin Accounting
The U.S. SEC has just updated its staff guidance on how USD-backed stablecoins should be treated on company balance sheets.
Key update: If a stablecoin is fully backed by low-risk, liquid reserves and has a guaranteed 1:1 USD redemption, it may now be classified as a cash equivalent.
This marks a big shift from the earlier SEC position (like SAB 121), which treated crypto custodial assets as liabilities.
What this means:
– Easier accounting treatment for companies holding compliant stablecoins
– Could open doors for more banks and institutions to enter crypto
– Only applies to very specific types of stablecoins (like USDC, possibly)
Note: This is staff guidance - not a binding rule so companies still need to meet strict criteria to qualify.
Reported via Bloomberg & confirmed by legal sources.
Stay tuned. Regulatory winds are finally shifting.
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