Once a train has picked up speed, it rarely stops immediately — but that does not prevent investors from fearing that the upward momentum will soon end. Last July, XRP (CRYPTO: XRP) experienced a strong breakout, rising over 50% before making a slight adjustment at the beginning of August.

While a month of trading cannot define the entire long-term value, significant volatility often signals fundamental changes underneath. And for XRP, if there really is a change, it is a positive signal.

If you missed the July train, the question now is: Is the current price still worth buying? The short answer: Yes — if you are willing to hold a coin whose biggest dynamics have only just begun to form.

Reasons Behind XRP's Strong Breakout

  1. Expectations for Spot ETF

    A significant part of the bullish story comes from expectations that the SEC (U.S. Securities and Exchange Commission) will approve a series of spot XRP ETF funds. The deadline for the decision has been set forOctober 17, and recently the SEC has adjusted regulations to allowin-kind redemption(the process of creating/redeeming fund shares with underlying assets instead of cash), removing one of the biggest remaining barriers.

    If the ETF is approved before the end of the year, fund issuers will need tobuy XRP directly on the market, pulling supply out of circulation and pushing prices higher.

  2. Technology Update: EVM Sidechain

    On June 30, XRP officially launchedan Ethereum Virtual Machine (EVM)-compatible sidechainon the mainnet. This allows developers to easily migrate applications written inSolidity(the language of Ethereum) to run on XRP, but transaction fees are paid inXRPinstead of ETH.

    This is a major step forward that helps XRP attract decentralized application (dApp) ecosystems, liquidity, and new users — factors that have long favored Ethereum.

  3. Asset Tokenization Trends


    XRP Ledger is designed with built-in featuresto meet legal compliance requirementssuch as issuance authorization or asset freezing. This makes it easier for financial institutions to issuereal-world asset tokenization(Real World Assets – RWA) with less concern about legal risks.

    Currently, XRP has become the third-largest platform for tokenizing U.S. Treasury bills in the entire blockchain market. This type of asset is a 'bridge' that helps attract cash flow from traditional financial institutions into the XRP ecosystem. Once these assets 'land' on the XRP Ledger, they often stay long-term — and the demand to hold XRP for fees or to maintain liquidity will increase.

Opportunities and Risks

XRP now has a much more attractive strategic picture than in previous years, but that does not mean the road ahead is completely smooth:

  • Legal risks: The same SEC that can approve an ETF may also impose stricter new regulations, reducing interest from institutional investors.

  • Technical challenges: Sidechains are often difficult to implement stably, and the bridge between the sidechain and the main blockchain is the most vulnerable point.

  • Intense competition: Ethereum and many other blockchains are also ramping up efforts to attract developers and cash flow from the asset tokenization sector.

Conclusion

For the first time since the 'golden age' of 2017, the path for XRP to expand real-world applications and attract new users is clearer than ever. If you are an investor willing to endure short-term price volatility, a dollar-cost averaging strategy for long-term holding is entirely reasonable.

XRP may not be an 'easy pick' for those seeking immediate profits, but with its special position in payments, asset tokenization, and now even Ethereum-compatible infrastructure, XRP deserves a place in the long-term portfolio of investors who understand the risks and potential.