Product Innovation: Daily Dual Currency Mechanism Enhances Flexibility
Matrixport recently launched the industry's first 'Daily Dual Currency' structured wealth management product. This innovative product introduces a 'daily knock-in/knock-out observation' mechanism based on traditional dual currency wealth management products (DCP). In simple terms, previous dual currency wealth management only determined whether to knock in or out based on the price on the maturity date, while daily dual currency monitors the price of the underlying asset daily. When the price reaches the preset target price (knock-in or knock-out price), the product cycle can be ended early the next day, allowing for profit settlement. In either scenario, investors can receive the established coupon yield. This mechanism greatly enhances the product's flexibility, enabling quicker profit-taking and dynamic yield locking, improving the user experience.
It is worth mentioning that Matrixport's daily dual currency product is divided into bullish and bearish types to meet different investment strategy needs:
Under the daily observation mechanism, regardless of whether the market touches the target price upwards or downwards, the 'Daily Dual Currency' can flexibly capture opportunities and timely lock in profits, allowing investors to attack when possible and retreat when necessary.
Market Background: Innovation Demand in Low Volatility Market
Currently, the volatility of mainstream crypto assets such as Bitcoin (BTC) and Ethereum (ETH) continues to decline, with prices oscillating within a relatively narrow range for a long time. For investors, this low volatility and consolidation market reduces the opportunities to profit from trends and makes it difficult for traditional dual currency wealth management products to trigger knock-in or knock-out conditions in the short term. For example, in traditional DCPs, investors often need to wait until the maturity date to determine whether to exchange assets at the linked price; if the price does not reach the exercise price throughout the entire period, even if it was close to the target in between, the conversion or early profit-taking cannot be realized in the end. This not only causes investors to miss out on fleeting price difference opportunities but also impacts their income experience. In such a market environment, investors urgently need more flexible tools to manage return expectations and improve capital utilization efficiency.
Matrixport's daily dual currency product was launched specifically to address this pain point. By observing prices daily and allowing for immediate triggering of product settlements, it helps investors capture returns from price fluctuations even in a volatile market. Whenever the market shows any movement that reaches the preset price level, the product mechanism will automatically execute the corresponding strategy, ensuring that fleeting market windows are not missed. This innovative design allows investors to actively engage and efficiently achieve their established return goals even in a low volatility market.
Product Mechanism Analysis and Examples
To better understand the operation of the daily dual currency, we will take BTC as an example. Assume that the current price of BTC is approximately 118,900 USDT (data from July 24, 2025).
A bullish investor purchased a bullish daily dual currency product, setting the knock-in price at 115,000 USDT (hoping to buy in at a low price during a pullback) and the knock-out price at 122,000 USDT (setting an ideal profit-taking price). The initial investment was 10,000 USDT, with a maximum term set for 10 days.
As seen in the above example, the daily dual currency product leverages daily observations and dual target prices to significantly accelerate the realization of returns. Within just a few days, investors can complete an investment cycle and then use their principal and earnings for the next trading opportunity. This short cycle and quick settlement feature makes it particularly attractive in the current market environment. It is also worth noting that Matrixport's daily dual currency currently supports not only BTC but also major crypto assets like ETH, allowing investors to choose corresponding products based on their market judgments about different currencies.
Comparative Analysis: Daily Dual Currency vs. Traditional Dual Currency Wealth Management
The differences between the two product mechanisms are directly reflected in their performance during volatile markets:
In short, traditional DCPs are like a fixed-route bus that can only determine its destination at the final stop; while the daily dual currency is more like a ride-hailing service, allowing you to get off as soon as you reach a stop (target price) along the way, immediately locking in results. This distinction allows the daily dual currency to help investors respond calmly and timely harvest gains in both volatile and trending markets.
Matrixport's Innovative Advantages
As an industry-leading crypto financial service platform, Matrixport's innovative capabilities in the structured wealth management field are well recognized. The launch of the 'Daily Dual Currency' product further confirms Matrixport's ability to keenly grasp market demands and rapidly iterate products. Compared to other platforms, Matrixport has significant advantages in the following areas:
Market Environment and Investment Research Perspective
Recent market dynamics also confirm the value of launching such flexible income products. On one hand, the U.S. Congress is accelerating the advancement of key crypto compliance legislation: for example, in mid-July, the House of Representatives passed the stablecoin regulatory bill and the digital asset market structure bill by a large margin, establishing a clearer compliance framework for the crypto industry. This has boosted institutional confidence, and more traditional institutions are seriously considering allocating digital assets and related wealth management products. On the other hand, the Hong Kong Special Administrative Region has also taken the lead in implementing regulatory regulations specifically for stablecoins (which will officially take effect in August 2025), and the clarification of the regulatory environment has injected strong confidence into the Asian crypto market. Against the backdrop of major global economies competing to formulate crypto regulatory rules, the demand for compliant and stable crypto investment channels among market participants is becoming increasingly urgent.
Meanwhile, the crypto market itself is in a period of low volatility. After a significant rise, it has entered a consolidation phase, and the price fluctuations of assets like Bitcoin have slowed down, making it difficult for many investors to profit from short-term trading. However, for this reason, interest in income-based wealth management products has significantly rebounded, with hopes of obtaining steady returns through structured products. In this environment, the emergence of Matrixport's daily dual currency comes at the right time: it caters to investors' desire for extra returns in a low volatility market and aligns with the market's dual expectations for product compliance and innovation. From an investment research perspective, daily dual currency provides investors who are optimistic about the market with efficient tools to utilize volatility, while also offering a new way for risk-averse investors to flexibly manage their positions.
Conclusion: New Flexible Income Tools for Steady Growth
In the current market context, the 'Daily Dual Currency' is undoubtedly an excellent tool that balances returns and flexibility. Through mechanism innovation, it incorporates the low buy and high sell strategy in digital asset investment into structured products, achieving a dynamic balance between returns and risks. For investors who are optimistic about the long-term value of the crypto market and wish to efficiently capture currency price fluctuations, the daily dual currency provides a worry-free and professional approach: it can both yield considerable coupon returns and promptly seize the additional returns brought by market changes.
In the future, with the further maturation of the market and the improvement of the regulatory environment, innovative products like daily dual currency are expected to gain wider application and recognition. Matrixport will continue to leverage its advantages in product design and risk control, bringing more innovative and practical digital financial products to global users, helping investors navigate the rapidly changing crypto market and achieve long-term asset appreciation.
Author: Daniel YU, Head of Asset Management (This article represents the author's personal views only)
