On-Chain Credit Built on Real Productivity
Huma Finance sets new standards for credit in DeFi—where collateral isn’t token holdings, it’s verifiable income.
Instead of forcing liquidity via overcollateralization, Huma enables lending based on income flows: payroll, invoices, or recurring earnings.
Borrower underwriting is automated via smart contracts
Loans tied to performance, not speculation
Repayments triggered directly by real income
This infrastructure empowers builders to embed credit logic into DAOs, payroll platforms, or marketplaces: accessible, composable, and global.
$HUMA is the coordination and governance token powering this shift.
No hype. Just programmable credit backed by human productivity.
