Last week, a viral post on social media claimed: “XRP is the best purchase you can make right now with 500 USD.”

This assertion immediately sparked a fierce debate – some are excited, while others are skeptical. But the important question is: Is XRP really ready for a breakout moment?

Ripple – the company behind XRP – has undergone one of the most high-profile lawsuits in crypto history when sued by the U.S. Securities and Exchange Commission (SEC) at the end of 2020 for allegedly selling XRP as an unregistered security.

However, in 2023, an important court ruling confirmed: XRP is not a security when sold to the public. This is a major victory that helps Ripple regain some credibility.

Currently, analysts predict that the remaining legal procedures will be completely concluded before August 15, 2025, ending a period of instability lasting more than 4 years.

2. Technological Improvements – XRPL Enters a New Chapter

In parallel with legal progress, Ripple is also accelerating infrastructure innovation.

David Schwartz – the Chief Technology Officer of Ripple – is leading the upgrade of the XRP Ledger (XRPL) to a new architecture based on the Rust language, enhancing scalability, processing speed, and attracting more developers.

This is an important step for XRP to not only be a payment token but also become a platform for more diverse blockchain applications.

3. Technical Signals are 'Green'

At the time of this article, XRP is trading at 3.04 USD, up nearly 6% thanks to a new wave of optimism.

The MACD indicator on the 3-hour chart has just crossed above the signal line – a sign that momentum is shifting to a bullish trend.

Trading volume has also reached over 5.4 billion USD, indicating new capital is flowing in.

If it surpasses 3.10 USD, XRP could move straight up to the 3.30 USD range, approaching the historical peak of 2018 (3.84 USD). Conversely, if buying pressure weakens, the 2.85 USD range will be an important support level.

4. Long-term Investors Remain Steadfast

Data from Glassnode shows that the number of wallets holding XRP has continuously increased for over 2 years since the beginning of 2024. Some wallets have even held XRP for more than 7 years – a testament to the deep trust of the HODLer community.

This indicates that many investors are not just 'surfing the waves' but are betting on the long-term value of XRP, especially as Ripple is regaining a strong legal position.

5. Conclusion

XRP is converging with many favorable factors:

  • Legal: The historic lawsuit with the SEC is nearing closure.

  • Technology: XRPL upgrades to compete more strongly.

  • Technical: Many bullish signals are appearing.

  • Community Trust: The number of HODLers is increasing.

However, the crypto market is always highly volatile. XRP may be an attractive option for a 500 USD investment, but the decision ultimately depends on each person's risk appetite.

📌 This article is not investment advice. Please do your own research or consult an expert before investing.