Helping Small and Medium Enterprises: $HUMA Turns Accounts Receivable into 'Liquid Cash'
For small business owners, nothing is more frustrating than: the order is signed, the invoice is issued, but the money takes 30 days or even longer to arrive. The emergence of #HumaFinance has turned 'accounts receivable' from a collection notice into an asset that can be realized at any time.
A garment factory engaged in cross-border trade previously often struggled to pay salaries due to slow customer payments. Now, they upload invoices via Huma, and the smart contract verifies the authenticity of the transaction within minutes, with 80% of the invoice amount arriving in their USDC wallet the same day. More importantly, the interest rates here are half that of bank factoring, and there is no need to pledge factory equipment. This 'invoice as collateral' model has already earned Huma a good reputation among small and medium enterprises.
The secret behind this is Huma's hybrid underwriting system: a combination of off-chain data verification and on-chain smart contract execution, which ensures real trade backgrounds while achieving instantaneous disbursement. The $HUMA token here is not only a payment tool but also allows users to obtain lower interest rates through staking. @Huma Finance 🟣 🟣 is using blockchain efficiency to address the most fundamental needs of the real economy—ensuring that good businesses are not dragged down by cash flow issues.
#HumaFinance is not just a crypto project; it is a 'timely rain' for countless small businesses.
