9. The Credit of Ordinary People is Valuable: $HUMA Brings New Opportunities
In the crypto world, credit used to be a 'privilege of the wealthy' — the more coins you have, the more you can borrow. Now, #HumaFinance aims to 'price' the credit of ordinary people: your paychecks, invoices, and even subscription income should have their value.
A delivery rider working hard in the city has a stable monthly income but no crypto assets. In the past, when he needed to borrow some money urgently, he could only resort to high-interest loans. Now, through Huma, he links his platform income stream and easily borrows half a month's salary, with interest rates 80% lower than online loans. This is not an isolated case; Huma has already helped countless people with 'no coins but income' secure their first crypto loan.
Its strength comes from a profound understanding of the 'time value': today’s 100 yuan is not worth the same as next month’s 100 yuan. Huma uses smart contracts to convert 'future money' into cash in advance, solving urgent problems without letting borrowers suffer losses. The role of the $HUMA token is to make this mechanism fairer — the more you stake, the more benefits and governance rights you enjoy. @Huma Finance 🟣 🟣 is doing one thing: allowing every person who lives seriously to stand tall in the crypto world based on their credit.
#HumaFinance is not just a lending platform; it is also a credit bank for ordinary people.
