XRP Wealth Report: Here’s How Much You Need to Make the Top 10%
A new analysis of XRP wallet data paints a clear picture of just how uneven the distribution really is—and it might surprise you where you stand.
To break into the top 10% of XRP holders, you'd need just over 2,400 XRP. But if you're aiming for the top 1%, you'd need more than 50,000. And for the ultra-elite 0.01%? Try stacking over 6.4 million XRP in one wallet.
Here's a breakdown of the XRP wealth ladder:
Top 0.01%: Over 6.4 million XRP (around 680 wallets)
Top 0.1%: More than 360,000 XRP (6,800 wallets)
Top 1%: Over 50,108 XRP (about 68,000 wallets)
Top 5%: At least 8,517 XRP (340,000 wallets)
Top 10%: Around 2,433 XRP (nearly 680,000 wallets)
So what does this mean for the market? It shows that a small number of holders control a huge chunk of the supply—something that can lead to sharp swings in price if any of those major wallets decide to move. Wealth concentration like this isn't new in crypto, but the scale here is particularly noticeable.
Knowing where you stand isn't just trivia—it helps you better understand your level of risk and influence in the XRP space.
Bottom line:
Whether you’re swimming with whales or just dipping your toes in, being informed puts you in a stronger position in this volatile market.
No matter your stack, staying aware is your edge.
