Credit is more than just a loan—it’s a protocol for human potential.
Huma allows any ecosystem to design and deploy their own credit system: → DAOs funding contributors
→ Gig platforms offering salary-linked lines
→ DeFi lenders underwriting real-world transactions
The innovation isn’t “who can borrow” — it’s “how risk is modeled.”
With income streams as collateral and programmable rules for default, Huma decentralizes underwriting itself.
Builders don’t just offer capital. They codify belief in future productivity.
That’s how financial rails evolve.