#XRP Positioned to Play a Key Role in Bridging Tokenized Assets Across Various Jurisdictions, Says Ripple CTO

XRP is rapidly emerging as the backbone of the tokenized financial market, with Ripple's CTO highlighting real-time liquidity, cross-border agility, and unmatched settlement scalability. $XRP

Ripple CTO Highlights How XRP Enables Scalable Settlements in the Tokenized Market

Ripple's Chief Technology Officer, David Schwartz, discussed the strategic role of XRP in global asset settlements in a post on social media platform X on July 30. In response to a question from investor Andrei Jikh, Schwartz explained why XRP remains in a unique position to support the growing needs of cross-border financial infrastructure, especially as tokenization and interoperability become priorities in the capital markets.

Jikh raised a widely debated question: “If XRP is volatile, why use it compared to stablecoins for transfers?” Schwartz responded:

There are use cases where volatility is not a minus, or can even be a plus. Generally, for most digital assets, the common view is that the potential upside is worth more than the potential downside, so as long as you’re not extremely risk-averse, holding it is actually not a loss.

He explained that XRP's function as a bridge currency depends on its availability at the time of transaction—providing flexibility that stablecoins pegged to fiat might lack in a more fragmented or rapidly changing market. The design of XRP as a jurisdiction-neutral asset, he suggested, supports real-time liquidity across various tokenized instruments and currencies.