Today I finally got my long-overdue design fee early! I didn't go to a bank or online lender, but through a new app called Huma Finance. When a friend first told me I could get my salary early, I thought it was some kind of scam, a loan shark. But after trying it, I realized it was completely different.

Uploading my payslip was amazing. The system didn't just randomly give me a credit limit; it really looked at how much I earned each month. They ultimately gave me 90% of the limit, which is much more than I could borrow on my credit card, and the interest rate was much lower.

What surprised me most was how the money came from. Huma didn't just lend me money directly; it turned my future salary into something tradable, with every transaction clearly documented on the blockchain. It reminded me of those old financial crisis movies, but this time it felt more realistic because I was using my own salary as collateral.

After receiving the money, I tried using a small portion to buy some digital currency and then paying it back when my salary arrived. I actually made some pocket money. This would be impossible at a bank; they either wouldn't allow it or the fees were exorbitant.

Thinking back, what I love most about this app is that it truly allows ordinary people to control their own money. No longer needing to rely on the bank's whims, I can spend my salary however I want. As a freelancer like me, I often encounter delayed payments from clients, and this app has been a real help.

Of course, I don't spend money recklessly; after all, borrowed money must be repaid sooner or later. But this new way of doing things does give ordinary people like us more options, freeing us from the constraints of traditional finance. @Huma Finance 🟣 #HumaFinance $HUMA