XRP is fluctuating around $3 in 2025, raising the question of whether the $10 level can be reached before 2027 – or if we have to wait until the next cycle.
🔹 Growth Momentum
XRPL Strong Development:
The developer ecosystem on the XRP Ledger is expanding thanks to funding programs and technological upgrades (controlled DEX, token escrow, batch transactions). These advances improve processing capabilities and practical applications.
Corporate Stablecoins & Infrastructure:
The integration of stablecoins on XRPL helps reduce barriers for financial institutions, maintaining real demand for XRP while keeping transaction costs reasonable.
ETF Expectations:
Three XRP ETF funds have launched in Canada; filings in the US are awaiting SEC approval. If approved, the demand to buy XRP to set up funds could create a significant price boost.
🔹 Major Challenges
Market Cap:
The $10 milestone corresponds to a market cap of $590 billion – difficult to achieve in the short term, unless the market enters a strong, prolonged bull cycle.
Timing:
XRP often lags behind Bitcoin in bull cycles. If it does not break out in the 2025–2026 period, the price may have to wait until the next cycle.
Macro Risks:
The Fed is unclear about easing policies. If interest rates remain high, inflows into risky assets will be limited, putting pressure on the entire market.
✅ Investment Direction
XRP has the potential to reach $10, but it needs to converge enough factors:
Approved ETFs operating effectively
A strong stablecoin ecosystem is functioning
Global liquidity has noticeably recovered
Long-term investors should focus on infrastructure value, rather than just expecting short-term 'pumps.' This is a game that requires time, discipline, and faith in the real utility of XRP.