Above all, Huma is about risk-efficient lending.
It enables:
• Smart contract-backed income verification
• Collateral rebalancing based on borrower behavior
• Automated repayment triggered by payment triggers
Rather than forced liquidation, Huma protocols offer repayment flows tied to real revenue.
Lenders get stable, predictable returns; borrowers control behavior and participation—not panic.
That’s how trust scales in DeFi.
