Native credit in DeFi will come from your economic output—not just token listings.
Huma Finance makes that fundamental layer programmable:
Protocol-level scoring using income streams
Dynamic credit lines based on cash generation
Finance models built for real people, not whales
It’s the beginning of sustainable lending—grown on identity, not market cycles.
With $HUMA, the token acts as coordination and settlement for this credit network—and it’s growing into a new class of financial utility.